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We want to write your business

FCCI's broad appetite includes hundreds of business classes across several industries and product lines to assist our agency partners in placing targeted business and serving potential policyholders.

If you're an agent looking to place prospective clients or offer enhanced coverage options to existing clients, we have a solution for you. 

Scroll down to see the specific classes of business that fit our appetite.

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We are committed to putting people first, by meeting the needs of our agents and by providing our policyholders with prompt and fair claims services."
— Tracey Pfab EVP, Chief Regional Officer

Preferred Industries & Appetite

The tabs below provide a high-level overview of our most preferred business classes. This is a summary only. Coverages may differ by state, and additional business classes will be considered. Our FCCI Business Development Specialists will discuss specific accounts with you and review the risks we are best suited to write in your state.

FCCI offers contractors a comprehenisve insurance solution with specialized coverages, including First ChoiceSM Contractors enhancement endorsements such as Automatic Additional Insured with Primary and Non-Contributory coverage.

  • Brick & Block Installation
  • Commercial General Contractors
  • Commercial Plumbing, Heating & Air Conditioning
  • Commercial Roofing (except Workers' Compensation)
  • Conduit Construction
  • Directional Drilling
  • Driveway & Parking Area Paving
  • Drywall & Insulation
  • Electrical & Other Wiring Installation
  • Excavation
  • Fence Installation
  • Finish Carpentry
  • Flooring
  • Landscape & Lawn Care
  • Masonry
  • Painting & Wall Covering
  • Poured Concrete Foundation & Structure
  • Specialty Trade Contractors
  • Swimming Pools
  • Tile & Terrazzo
  • Water & Sewer Construction

With a 24/7 online bond system and a treasury listing of more than $50 million, FCCI Surety writes commercial and contract surety bonds that meet a variety of business needs.

Commercial

  • Agricultural Dealer
  • Certificate of Title
  • Court
  • License & Permit
  • Lost Security
  • Miscellaneous
  • Motor Vehicle Dealer
  • Probate
  • Public Official
  • Utility

Contract

  • Electrical HVAC
  • Landscaping
  • Mechanical Engineering
  • Paving
  • Roofing
  • Select Specialty
  • Supply
  • Trade & Artisan

FCCI's Premier Package PolicySM for Manufacturers, including Automated Manufacturers, has broad coverage solutions with specialized endorsements. For example, this policy offers inclusive limits for Inventory or Appraisal Expense, Brands and Labels, and Manufacturer's Consequential Loss.

  • Air Conditioning & Heating Equipment
  • Bottle & Jar
  • Cabinet & Countertop
  • Cement
  • Communications Equipment
  • Computer Equipment
  • Craft Breweries
  • Electronic Components
  • Fabricated Structural Metal
  • Food Products
  • Glass Products
  • Gypsum Products
  • Industrial Molds
  • Iron & Steel Mills
  • Machine Shops
  • Machine Tools
  • Metal Die Casting Foundries
  • Metal Products
  • Motor & Generator
  • Optical Goods
  • Paper Products
  • Plastics Material & Resin
  • Plastics Pipe & Pipe Fitting
  • Plastics Products
  • Restaurants
  • Sheet Metal Work
  • Signs
  • Specialty Food
  • Sporting Goods / Athletic Equipment
  • Surgical & Medical Instruments
  • Textile & Fabric Finishing Mills
  • Tool & Die
  • Welding & Soldering Equipment
  • Window Treatments

Inland Marine coverage is important for many FCCI policyholders' businesses. We offer comprehensive and customizable Inland Marine products to meet the needs of a variety of businesses.

  • Accounts Receivable
  • Bailee's Coverage
  • Broadcasting Equipment & Tower Coverage
  • Builders Risk
  • Computer Equipment
  • Contractors Equipment
  • Equipment Dealers Coverage
  • Fine Arts Coverage
  • Installation Coverage
  • Mobile Equipment
  • Motor Truck Cargo
  • Renewable Energy Generating Equipment Coverage
  • Riggers Coverage
  • Signs
  • Transportation
  • Valuable Papers
  • Warehouse Legal Liability

FCCI provides Property Owners coverage that addresses a broad range of property exposures in addition to Ordinance or Law requirements, including coverage for Fine Arts, Sewer or Drain Backup, and more. 

  • Bank or Office Mercantile / Manufacturing
  • Industrial Park Buildings
  • Office - Consultants, Diagnostic Testing Laboratories, Financial Institutions, Lawyers, Mailing / Addressing Companies, Medical, Real Estate Agents, Sales / Service Organizations
  • Upscale Strip & Shopping Centers

FCCI offers comprehensive insurance solutions, such as Accounts Receivable, Employee Dishonesty, and Valuable Papers and Records, for professional and medical service firms operating from an office environment.

  • Accountants & Payroll Providers
  • Architects & Engineers 
  • Chiropractors
  • Consultants
  • Dentist Offices
  • Diagnostic Imaging Centers
  • Dialysis Centers
  • Doctors Offices
  • Health Care Service Offices
  • Insurance Agents
  • Intermediate Care Facilities
  • Lawyers
  • Medical Laboratories
  • Psychiatrists
  • Various Medical Professionals

FCCI's Premier Package Policy offers a wide range of insurance protection for most retail risks, including Electronic Data Processing Equipment, Media and Extra Expense, Computer Virus and Hacking, Accounts Receivable, and Valuable Papers and Records coverage, among others.  

  • Auto Parts & Supplies
  • Baked Goods
  • Books
  • Building Materials
  • Clothing & Accessories
  • Department Stores
  • Electronics
  • Floor Covering
  • Florists
  • Furniture
  • General Merchandise
  • Grocery & Supermarkets
  • Hardware
  • Health & Personal Care
  • Home Furnishings
  • Household Appliances
  • Nursery, Garden Center & Farm Supply
  • Office Supplies & Stationery
  • Optical Goods
  • Restaurants - Full-Serive
  • Specialty Foods
  • Sporting Goods / Athletic Equipment
  • Window Treatments

FCCI's specialized coverages provide protection for a wide variety of risks that affect the service industry, such as an Inflation Guard provision to protect businesses during seasonal peak times, as well as Employee Theft and Personal Effects coverage. 

  • Appliance Repair & Maintenance
  • Automotive Repair & Maintenance
  • Barber Shops / Beauty Salons
  • Carpet / Upholstery Cleaning
  • Civic & Social Organizations
  • Computer & Office Machine Service & Repair
  • Electronics Repair & Maintenance
  • Funeral Homes & Services
  • Glaziers
  • Golf Courses & Country Clubs
  • Golf Driving Ranges
  • Hotels & Hospitality
  • Household Goods Repair & Maintenance
  • Industrial Machinery & Equipment Repair
  • Interior Decorators
  • Laundry & Dry Cleaning Services
  • Libraries 
  • Linen Supply
  • Mini Warehousing & Storage
  • Photographers & Photo Finishing Labs
  • Printing
  • Refrigeration Service & Repair
  • Restaurants
  • Shoe Repair
  • Tailors / Dressmaking Services
  • Theaters & Cinemas  

We provide tailored insurance coverage to meet the unique needs of the agribusiness industry. Our Commercial Output Policy can be written on a blanket or scheduled basis, and we also offer coverages such as Off-Premises Utility Service Interruption, Limited Pollutant Cleanup and Removal, and more. 

  • Cattle Farms
  • Confinement Operations
  • Crop Harvesting
  • Dairies
  • Farm Supplies
  • Feed Mills & Dealers
  • Grain Operations
  • Orchards
  • Ornamental Nurseries
  • Peanut Storage & Processing
  • Row Crops
  • Seed Dealers
  • Sod Farms
  • Vegetable / Fruit Growers & Packers
  • Wholesale Nurseries
  • Wineries / Vineyards

FCCI offers Distributors coverage with an all-inclusive, specially designed approach. Available optional coverages, such as Market Value for Stock, Property Off-Premises, and Spoilage, allow us to tailor policies to the needs of wholesalers.

  • Auto Supplies & Parts
  • Beverages
  • Clothing & Accessories
  • Computer / Equipment & Software
  • Construction Material
  • Electronic Parts & Equipment
  • Farm Supplies
  • Fruits & Vegetables
  • Grocery
  • Hardware
  • Industrial Supplies
  • Machinery & Equipment
  • Medical, Dental & Hospital Equipment & Supplies
  • Plumbing / Heating Equipment & Supplies
  • Precious Metals
  • Printing & Paper

"I plan to stay with FCCI forever."

– Randy Henry, CEO, Randy Henry Contracting, Albany, GA

"I'm thankful for the partnership we've had with FCCI over the years.”

– Helen Crockett, President, The Crockett Insurance Group, Vero Beach, FL

"Appraisers were sent out immediately, and I was kept in close contact at all times.”

– Robert Pendarvis, President, B&D Group, Baton Rouge, LA

"FCCI consistently provides quality service while maintaining superior professionalism."

- Randy Taylor, VIce President, J.L. Hubbard Insurance & Bonds, Forsyth, IL

"FCCI has the products, services and expertise that allow us to write and retain quality accounts."

- John Brownlee, President, The Brownlee Agency, Tifton, GA

Where we write business

FCCI provides commercial property and casualty insurance and surety bonds in more than a third of the U.S.

Visit our Locations page for information on our regional offices