The right insurance company


Choosing a commercial insurance carrier is one of the most important decisions a company 
can make. FCCI makes the choice

  • Strong Financials
    In 2017, FCCI recorded $822 million in direct written premiums and maintained
    an investment portfolio of $1.8 billion. FCCI’s GAAP equity is a healthy $759 million.
    Learn more about FCCI's Financials.
  • Industry Experts
    FCCI employees hold a wealth of knowledge in the property and casualty industry.
    Whether in adjusting, underwriting, risk management or customer service, each one
    is firmly committed to serving our customers with excellence and accountability in their
    area of expertise.
  • Mutual Structure
    FCCI is a mutual insurance holding company. This advantageous structure allows FCCI
    to benefit from more than 59 years of experience in the insurance industry and maintain
    a long-term focus when making decisions, rather than be swayed by short-term profits
    and stock exchange volatility.
  • Partnership Focus
    FCCI partners with select independent insurance agencies who share our commitment to
    excellence and customer service. Together, FCCI and our agents help businesses manage
    risk and lower their net cost of insurance.
  • Local Presence
    FCCI maintains a strong local presence by employing claims adjusters, risk control
    consultants, medical case managers and marketing underwriters who live and work in
    the communities they serve.
  • Ethics and Integrity
    Since 1959, FCCI has established a pattern of doing what we say we’re going to do.
    For more than 59 years, our commitment to doing the right thing hasn’t changed. To
    learn more about how we do business, view 
    FCCI’s Notice to Our Business Partners 
    and FCCI’s Code of Business Conduct and Ethics.