| |
 |
|
|
Terms of Use |
|
|
BY USING THIS WEBSITE, YOU AGREE TO THESE TERMS OF USE. IF YOU
DO NOT AGREE TO THESE TERMS OF USE, DO NOT USE THIS WEBSITE.
FCCI Insurance Group includes FCCI Insurance Company, FCCI
Commercial Insurance Company, FCCI Advantage Insurance Company, National Trust Insurance Company,
Monroe Guaranty Insurance Company and Brierfield Insurance
Company and their parent, subsidiary and affiliated companies
(“FCCI”). FCCI is headquartered in Sarasota, Florida.
Authorization of Use
This website is owned and operated by FCCI. Unauthorized use of
this site and the materials contained herein may violate
applicable law. No part of the materials made available on this
website may be reproduced in any form or by any means without
prior written approval of FCCI. Materials displayed on this site
may be used for personal, non-commercial use only, provided all
copyright and other proprietary notices contained on the
materials are retained.
User ID/Password Use
If you have been assigned a user ID and/or password (“Password”)
for access to restricted portions of this website, you are
responsible for all activities engaged in under your Password.
You are responsible for protecting your Password from disclosure
to third parties and you are not permitted to avoid the use of
required encryption technologies. Use of FCCI’s systems is
subject to monitoring by FCCI, and users should have no
expectation of privacy while accessing these systems.
General Disclaimer
This website is not intended as a solicitation in any
jurisdiction in which FCCI is not authorized to transact
business. The information and materials contained on this
website do not constitute an offer or solicitation for the sale
of any security or insurance product in any jurisdiction.
Products described on this website may not be available in all
jurisdictions. You may not be eligible for all of the products
or services described on this website. FCCI reserves the right
to determine all eligibility for such products and services at
its sole discretion. The information and materials contained on
this website may provide a general description of certain types
of insurance products, coverage and services available through
FCCI in certain jurisdictions. The information and descriptions
contained on this website are provided solely for informational
purposes and are not intended to be complete descriptions of all
terms, exclusions, and conditions applicable to every insurance
product or service offered by FCCI. These descriptions are not a
part of any insurance contract or policy and do not amend,
revise or alter the terms of any policy issued through or
services provided by FCCI. Please contact your independent agent
for details specific to your policy. The material on the FCCI
website is provided for informational purposes only and is not
legal or professional advice.
Warranties Disclaimer and Limitation of Liability
FCCI makes no representations about the suitability or content
of this website for any purpose. FCCI makes no warranty as to
the accuracy, completeness, currency or reliability of the
content. FCCI does not have the duty to update this website or
the content of this website. This website and its content are
provided “as is” without warranty of any kind, either express or
implied. To the fullest extent permissible under applicable law,
FCCI and its affiliates disclaim all warranties, express or
implied, including, but not limited to, the implied warranties
of merchantability, fitness for a particular purpose,
non-infringement, title, quiet enjoyment, systems integration or
accuracy. No warranty or representation is made that the use of
the information or functions contained in this website will be
error-free or uninterrupted, that defects will be corrected, or
that this website or server are free of viruses or other harmful
components.
FCCI shall have no responsibility or liability for any injury or
damages, whether caused by negligence of FCCI, its employees,
subcontractors, agents, suppliers, or otherwise, arising in
connection with: 1) your access to or use of this website; or 2)
any fault, inaccuracy, delay, failure of performance, error,
omission, interruption, defect, computer virus, delay in
operation or transmission, line or system failure, or any other
failure in the website. You are responsible for any consequences
of accessing or using this website or its content, and for
taking all necessary precautions to ensure that any content you
may access, download or otherwise obtain is free of viruses or
any other harmful components. Under no circumstances, including,
but not limited to negligence of FCCI, its employees,
subcontractors, agents or suppliers, shall FCCI be liable for
any injury, loss, claim, damage, or any special, exemplary,
punitive, indirect, incidental or consequential damages of any
kind that arise from accessing, the use of, or the inability to
use this website or the materials contained in this website, or
in connection with any failure of performance, error, omission,
interruption, virus, defect, or delay in operation or
transmission, whether based on warranty, contract, tort or any
other legal theory, and even if FCCI has been advised of the
possibility of such damages. Notwithstanding the foregoing, if
FCCI should be found liable for any loss or damage which arises
out of or is in any way connected with any of the above
described functions or uses of this website or its content,
FCCI’s liability, where permitted by law, shall not exceed, in
the aggregate, the greater of 1) the amount paid by you to
access this website or 2) US $100.
Links to Other Sites
The links to third party websites are provided solely as a
convenience to you. Links to third party websites or references
to products, services or publications, other than those of FCCI,
do not imply FCCI’s endorsement, authorization, sponsorship,
affiliation or approval of such websites, products, services,
publications or their owners or providers. Third party websites
are not under the control of FCCI. As such, FCCI makes no
representations or warranties regarding the content, accuracy,
timeliness, completeness or security of the materials contained
on any of the linked websites. FCCI does not make any
representations or warranties, express or implied, with respect
to the use of the links provided on its website. You acknowledge
and agree that FCCI is not liable for any consequences arising
out of your access to or use of such sites. Your access to and
use of any third party site linked to or from this website is at
your own risk and FCCI assumes no obligation or liability in
connection therewith. FCCI may disable a link at any time and
will remove any link from this website at the third party site
owner’s request.
Third Party Trademarks
All trademarks, service marks, and trade names are the marks of
the respective owner(s), and any unauthorized use is strictly
prohibited. FCCI does not sponsor nor is it affiliated with any
owners of trademarks, service marks or trade names used on this
website, including those trademarks constituting a hyperlink,
other than those of FCCI. The display of trademarks on this
website does not imply a license of any kind has been granted.
Changes
FCCI may, at any time, for any reason and without notice, make
changes to this website, its format and content, terms of use,
and to any products and services described on this website. By
your continuing use of the website after changes are posted, you
will be deemed to have accepted such changes.
Termination
FCCI may, at any time, for any reason, in its sole discretion
and without notice, terminate access to or operation of this
website.
Separate Agreements
These Terms of Use are separate from any agreements you may have
with FCCI or any of its affiliates. These Terms of Use do not
modify, revise or amend the terms of any agreements you may have
with FCCI or any of its affiliates.
Governing Law
Use of this website shall be governed by Florida law, without
regard to principals of conflict of laws, and jurisdiction and
venue shall be in Sarasota, Florida. If any part of these Terms
of Use conflict with applicable law, these Terms of Use shall be
deemed modified to conform to the law, without affecting the
remaining portions of the Terms of Use.
|
|
|
|